Electronic Payment

Glossary

"Electronic Payment"

Explain the meaning of electronic payment.

What is electronic payment?

Electronic payments are payment methods that are processed by sending and receiving electronic data instead of cash. Specific examples include payments using credit cards and debit cards, as well as electronic money payments, mobile payments, code payments, and carrier payments. The advantage of all of these is that users do not need to carry cash and payments are smoother. Electronic payments also include bank payments (internet banking), ID payments, and convenience store payments used for online shopping.

There are three types of electronic payments: prepaid, postpaid, and real-time pay. Prepaid is a prepayment method where you charge a certain amount in advance and pay from that amount when you purchase a product. In contrast, postpaid is a deferred payment method where you are billed for the purchase amount later. Real-time pay is an immediate payment method that works in conjunction with banks and other financial institutions, where payment is made immediately up to the account balance when you purchase a product.

Are you interested in "iPaaS" and "connecting" technologies?

Try out our products that allow you to freely connect various data and systems, from on-premise IT systems to cloud services, and make successful use of IT.

The ultimate "connecting" tool: data integration software "DataSpider" and data integration platform "HULFT Square"

"DataSpider," data integration tool developed and sold by our company, is a "connecting" tool with a long history of success. "HULFT Square," a data integration platform, is a "connecting" cloud service developed using DataSpider technology.

Another feature is that development can be done using only the GUI (no code) without writing code like in regular programming, so business staff who have a good understanding of their company's business can take the initiative to use it.

Try outDataSpider/ HULFT Square 's "connecting" technology:

There are many simple collaboration tools on the market, but this tool can be used with just a GUI, is easy enough for even non-programmers to use, and has "high development productivity" and "full-fledged performance that can serve as the foundation for business (professional use)."

It can smoothly solve the problem of "connecting disparate systems and data" that hinders successful IT utilization. We offer a free trial version and online seminars where you can try it out for free, so we hope you will give it a try.